Lauren Baba

Lauren specialises in providing a broad spectrum of advice to trustees and sponsoring employers relating to employer covenant, including long-term funding solutions, affordability, end game strategy, corporate transactions and covenant monitoring. 

She has a particular focus on supporting clients with sponsors in the Financial Services sector and has built considerable experience helping trustees navigate complex financial services regulation and how this impacts employer covenant and affordability.

Her recent experience includes:

Providing advice and negotiation support to trustees on the employer covenant impact of a global insurer’s proposed divestment. Lauren helped her client reach a consensual outcome with the sponsor to mitigate covenant deterioration;

Performing an ABC stressed insolvency valuation for the purposes of allowing trustees to obtain credit in the PPF levy calculation, leveraging her in depth knowledge of the PPF’s levy rules and guidance; and

Considering the impact of implementing an asset-backed funding structure in the form of an inter-company loan from an overseas parent on the employer covenant.

Lauren’s ability to simplify and convey complex messages is particularly valued by her clients, helping them to gain deeper insights into matters affecting their scheme.